Bahan Bacaan untuk Materi Teks Prosedur Fase F Kelas XI
dengan Tema "Personal Money Management"

Kosakata Tematik – Keuangan Pribadi

Kata	Arti
Pocket money	Uang saku
Budget	Anggaran
Expenses	Pengeluaran
Saving	Menabung
Track spending	Melacak pengeluaran
Impulse buying	Membeli secara impulsif
Discounts / Promos	Diskon / Promo
Celengan	Tempat menabung tradisional
Money habits	Kebiasaan dalam mengatur uang
Needs vs Wants	Kebutuhan vs Keinginan

Giving Opinions
- “I think this is a useful tip.”
- “In my opinion, saving daily is the most effective.”

Comparing
- “Unlike that method,…”
- “This method is more practical than just saving coins.”

Evaluating
- “I don’t think that would work for me.”
- “That tip is good, but it needs discipline.”

Suggesting
- “Maybe we can try both tips.”
- “You could also set a reminder to save.”

Agreeing / Disagreeing
- “I agree with Fajar’s method.”
- “I’m not sure I agree. It’s hard to track spending every day.”